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Cheapest Way to Accept Bitcoin on My Site in 2025

Accepting Bitcoin on your website isn’t just a trend anymore — it’s becoming an essential part of doing business online, especially if you want to reach a global audience and lower your payment processing costs.

The good news? You don’t have to pay hefty merchant fees or sign up for complicated banking services. In fact, there are now affordable (and even free) ways to start accepting Bitcoin payments on your site.

In this guide, we’ll explore the cheapest ways to accept Bitcoin, compare popular solutions for businesses and developers.

Why Accept Bitcoin on Your Site?

Before diving into the cheapest options, let’s quickly cover why you might want to accept Bitcoin:

  • Global reach – Accept payments from anyone, anywhere.
  • Low fees – Save money compared to traditional payment processors.
  • No chargebacks – Bitcoin transactions are irreversible.
  • Bankless – Ideal for customers without access to traditional banking.
  • Innovative image – Attract tech-savvy customers and early adopters.

For businesses with international clients — especially freelancers, e-commerce stores, and SaaS platforms — Bitcoin can also bypass currency conversion fees and payment restrictions.

What to Look for in a Low-Cost Bitcoin Payment Method

Not all Bitcoin payment solutions are created equal. If you’re looking for the cheapest way to accept Bitcoin, consider:

  1. Transaction Fees – How much is charged per transaction?
  2. Setup Fees – Is there a cost to get started?
  3. Withdrawal Fees – Are there charges for moving funds to your wallet?
  4. Custody – Do you control your private keys (non-custodial) or is it stored by the payment processor?
  5. Privacy & KYC – Do they require identity verification?
  6. Integration – Is it easy to add to your site?
  7. Supported Platforms – Does it work with WooCommerce, Shopify, WHMCS, etc.?

1. Blockonomics – Non-Custodial, KYC-Free, and Low-Cost

When it comes to cost-effectiveness and privacy, Blockonomics is one of the best Bitcoin payment gateways out there.

Why Blockonomics is Cheap:

  • No setup fees
  • Low monthly fees: Only a 1% transaction fee, first 20 transactions free.
  • No third-party withdrawal fees — funds go directly to your Bitcoin wallet

Key Features:

  1. Non-custodial – You receive Bitcoin directly in your wallet.
  2. No KYC – No lengthy verification process.
  3. Direct-to-wallet payments – No holding funds in an intermediary account.
  4. Easy integration – Plugins for WooCommerce, WHMCS, and API.
  5. Real-time confirmations – Customers see payment updates instantly.

Best For:

Freelancers, small businesses, and developers who want an easy, low-fee Bitcoin payment setup without sacrificing privacy.

2. BTCPay Server – 100% Free and Self-Hosted

If you’re looking for the absolute lowest cost — free — and are comfortable with technical setups, BTCPay Server is a fantastic choice.

Why It’s Cheap:

  • No fees at all – It’s open-source and free to use.
  • No third-party control — fully self-hosted.

Key Features:

  1. Self-custodial wallet integration.
  2. Full control over your payment infrastructure.
  3. Plugins for WooCommerce and other e-commerce platforms.
  4. Lightning Network support for instant payments.

Considerations:

  • Requires your own server and technical knowledge to set up and maintain.
  • Not ideal for non-technical users or those who want a “plug-and-play” solution.

3. NOWPayments – Multi-Crypto Support with Flexible Fees

NOWPayments supports over 150 cryptocurrencies, including Bitcoin. It’s a good choice if you want to accept more than just BTC while keeping fees low.

Pricing:

  • Transaction fees start at 0.5%.
  • No monthly subscription fees.

Key Features:

  1. Auto-convert crypto to your preferred currency.
  2. Plugins for WooCommerce, Shopify, and Magento.
  3. Donation buttons and simple payment links.

Best For:

Businesses that want multi-coin support without paying high fees.

4. Plisio – Low Fees and Multi-Currency Support

Plisio is a crypto payment gateway that supports Bitcoin and over 80 other cryptocurrencies, making it a flexible and affordable option for businesses that want to give their customers multiple payment choices.

Why Plisio is Cheap:

  • Starting at 0.5% transaction fee
  • No monthly subscription fees
  • Bulk payout options reduce transaction costs for frequent withdrawals

Key Features:

  1. Support for 80+ cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and stablecoins
  2. Easy integration with WooCommerce, WHMCS, OpenCart, Magento, and custom APIs
  3. Automatic currency conversion so you can receive your preferred coin regardless of what the customer pays with
  4. Mass payouts for businesses that need to send frequent crypto payments (e.g., affiliate programs, partner payouts)
  5. Hosted payment pages for quick setup without coding

Best For:

  • Hosting companies, online stores, and platforms that want multi-currency crypto support with competitive fees and straightforward integration

Which One Should You Choose?

If you want the easiest, low-cost, and privacy-friendly setup → Blockonomics.

If you want 100% free and have technical skills → BTCPay Server.

If you need multiple crypto options → NOWPayments, Plisio.

Final Thoughts

The cheapest way to accept Bitcoin depends on your technical skills, business needs, and desired level of control.

If you want a balance between ease of use, low fees, and privacy, Blockonomics is hard to beat. With no setup fees, no KYC, and only a 1% transaction fee, it’s perfect for freelancers, small e-commerce stores, and startups looking to tap into the growing Bitcoin economy.

If you’re technically inclined, you can run BTCPay Server for free — but be ready to handle server maintenance. For multi-crypto acceptance, consider NOWPayments or Plisio.

The bottom line: Bitcoin payments don’t have to be expensive. With the right solution, you can start accepting crypto today without breaking the bank.

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